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There are many aspects to the selection and purchase of your home. Basic needs, lifestyle, finances, likes and dislikes, travel time to work, and leisure time interests all play a part. The more you can tell me at an initial interview, or via early e-mail correspondence, the easier it will be for both you and me to gain focus and find the right home. I am a certified buyer representative, and work with buyers as their buyer agent.

If you live in the area, we will go out to see properties that meet your criteria. If you are coming in from out of town or out of the country, I can initially set up a Web page for you and post relevant information for you to review. That way, by the time you do come into the city, you will have gained a good idea of the type of properties available and the price tags attached to them.

You can use the information on my site under properties and neighborhoods as a point of reference to indicate your likes and dislikes.

I can also offer you an e-mail service that will notify you as new listings that match your requirements are entered into the system. It is an excellent way to stay in touch with the marketplace. Once set up, the service acts as an electronic assistant.

Financing is a critical item in any purchase. It is an aspect that I can assist you with even before you see a lender. I will acquaint you with a variety of financing options and the advantages of each, and also provide you with an estimate of your after-tax net cost of housing.

There are closing costs that differ with each jurisdiction. In my initial buyer presentation, I include estimates for closing costs as well as providing you with information on tax rates for real estate in each jurisdiction.

When you find properties that appeal to you or neighborhoods that are of particular interest to you, I can provide you with recent sales history and any other necessary information that will enable you to make an informed decision.

Once you make a choice, we will write up the offer together and I will present it to the listing agent and owner of the property. If there are any subsequent negotiations, I wll work through those with you.

Ratification of an offer is followed by inspections and loan processing, selection of a settlement attorney and ordering title, and smaller details relating to gas and electric service, etc. My computer system is set up to provide maximum efficiency for the storing and conveyance of documents, and I will personally orchestrate events for you and guide the contract through to settlement.

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